Merchant services and POS for retail stores and boutiques
Barcode scanning, inventory by size and color, gift cards and an online store that shares the same stock. Retail processing that keeps the line moving.
- Free statement analysis
- Month-to-month options
- $0 upfront equipment with qualifying agreement
- Local to Fort Bend & Houston
Get a free quote
Tony replies within 1 business day. No obligation.
Payments for retail stores, without the runaround
Retailers need a POS that knows what's on the shelf. Variants, barcodes, receiving, low-stock alerts and returns all live in the POS, and the payment terminal has to keep up on busy weekends.
We'll help you choose a retail POS that fits your catalog, import your products, and pair it with processing that's priced fairly for your average ticket. Interchange-plus often fits higher-ticket retail; cash discount fits thin-margin shops.
- SKU and barcode inventory
- Sizes, colors and variants
- Gift cards and store credit
- Returns and exchanges
- Online and in-store inventory sync
- Customer profiles and loyalty
What a good retail stores setup includes
Built around the way you take orders and get paid.
Fast checkout
Scanner, drawer, printer and tap-to-pay.
Inventory
Counts, receiving and reorder alerts.
Online store
Shared inventory on supported platforms.
Pricing options
Interchange-plus, flat or cash discount.
Staff permissions
Discounts and refunds by role.
Reports
Sales by item, category and employee.
Take every way your customers pay
One merchant account can cover the counter, the phone, the website and the job site.
Credit & debit cards
Visa, Mastercard, Discover and American Express (Amex may need separate approval), tapped, dipped, swiped or keyed.
Digital wallets
Apple Pay, Google Pay and other contactless wallets on any NFC-ready terminal.
Online & invoices
Payment links, a virtual terminal for phone orders, and website checkout through a payment gateway.
Mobile & on-site
Wireless terminals and phone readers for deliveries, job sites, markets and events.
ACH & eCheck
Bank-to-bank payments for larger invoices and recurring billing, usually at a lower cost than cards.
Recurring billing
Card-on-file and scheduled payments for memberships, retainers and service plans.
Three ways to price card processing
There's no single best model. We'll show you each one priced against your real numbers, then you choose.
Flat rate
One percentage plus a per-sale fee on every card. Easy to read, but you pay the same rate on a cheap debit card as on a premium rewards card.
- Predictable
- Simple statements
- Often costs more as volume grows
Fits: low volume, seasonal or brand-new sellers
Interchange-plus
You pay the card networks' wholesale cost (interchange and assessments) plus a fixed, disclosed markup. Every layer shows on your statement.
- Most transparent
- Markup stays fixed
- Usually lowest cost at higher volume
Fits: established businesses, larger tickets, B2B
Cash discount / dual pricing
Your posted prices account for card costs, and customers paying cash get a lower price. Card sales help cover processing instead of your margin.
- Offsets much of your processing cost
- Clear signage and receipts
- Not a surcharge
Fits: restaurants, auto, retail, service shops
Not sure which fits? Get a free statement analysis or read pricing explained.
Why business owners work with Cedarline
We're a small, independent agent. That means fewer layers between you and the person who set up your account.
One person who answers
You work with Tony directly, from the first statement review to go-live and after. No call-center queue to start.
Pricing you can read
Every quote shows the rate, per-item fee, monthly fees and any equipment terms in writing before you sign.
Options, not one platform
We compare programs from several partner processors and POS platforms, so the setup fits your business instead of the other way around.
Set up correctly
Cash discount signage, receipt settings, tip and tax settings, and test transactions are handled before you go live.
Get set up in three steps
From first call to first sale, without the guesswork.
Send a statement or tell us your plans
Existing business? Send one recent processing statement. Opening soon? Tell us what you'll sell and when.
Compare your options
You get a side-by-side of pricing models, equipment and terms, priced against your numbers.
Go live, tested
Approval, equipment programming, signage and test transactions, done before you rely on it.
Approval timing depends on the processor's underwriting. Most complete applications get a decision in a few business days.
Frequently asked questions
Can you import my product list?
Usually, from a spreadsheet export. We'll help clean it up first.
Do returns get refunded processing fees?
Many processors don't return the original fee on a refund. Ask how your program handles it; we'll show you.
Can I take payments at events too?
Yes, with a mobile reader or wireless terminal tied to the same account.
Other industries
Not sure what you're paying, or what you'll need?
Send a recent statement or tell us about the business you're opening. You'll get a plain-English breakdown and options, with no cost or obligation.